| Software | Key Features & Focus Areas | Pros | Cons |
Cflow
API Optional | No-code workflows, centralised document control, real-time compliance tracking, MI dashboards, custom monitoring, supports TCF/vulnerability | Flexible, quick deployment, affordable for SMEs, supports custom monitoring | Basic analytics, onboarding needed |
ComplyAdvantage
API Optional | AML, risk monitoring, KYC, real-time transaction/sanctions screening, supports identifying vulnerable customers | AI-driven alerts, strong risk controls, integrates with core systems | Focused on AML/KYC, less on TCF/MI |
Drata
API Optional | Automated security control monitoring, strong auditor tools, cloud integrations, audit readiness | Automated controls, strong support, real-time audit readiness | Price tiers may be high for small teams, learning curve |
LogicGate Risk Cloud
API Optional | Customisable GRC workflows, MI dashboards, TCF/vulnerability tracking, scalable integrations | Highly customisable, robust MI, supports Consumer Duty and TCF monitoring | Overwhelming for very small teams |
| ClauseMatch | Real-time collaborative policy editing, version control, approval workflows, FCA compliance, vulnerability documentation | Ensures up-to-date policies, easy audit trail, supports vulnerability documentation | Not a full MI or workflow tool |
| 6clicks | GRC automation, policy mapping, vulnerability/TCF templates, audit-ready reporting | Fast setup, UK/EU data residency, AI-powered, templates for TCF/vulnerability | Less SME-specific support |
| OneTrust | Privacy/data governance, Consumer Duty modules, TCF monitoring, vulnerability tracking | Comprehensive, scalable, regular updates, strong reporting | Can be complex, higher cost for full modules |
| VComply | Policy management, workflow automation, TCF/vulnerability modules | Affordable, easy to use, automates compliance tasks | Basic analytics, fewer integrations |
| MyComplianceOffice | Employee compliance, conflicts of interest, gifts/hospitality, TCF monitoring | Easy to use, focused on staff behaviour, supports TCF | Limited to staff compliance |
| Encompass | Automated KYC, AML, onboarding, integrates with major data providers, strong for regulated financial firms | Automated onboarding, integrates with data providers | Primarily focused on onboarding/KYC |
| ASUKL TCF Software | TCF management, FCA compliance, vulnerable customer support, e-signatures, red-flag monitoring, integrated MI | Robust TCF/MI tools, supports vulnerability, seamless integration, strong reporting | Mainly tailored to automotive/credit sectors |
| Skillcast | E-learning, vulnerable customer policy templates, SMCR roadmap, FCA-focused training modules | Comprehensive training, policy support, ongoing updates, easy staff rollout | Not a full workflow system; more focused on training |
